Do you want to borrow money without a bank and do you need the money as quickly as possible? If it concerns a maximum of a few hundred USD, you can use a flash loan for this. You ensure that you can have the money transferred directly to your account, without having to apply for an official credit.
Borrow few hundred USD
For example, would you like to borrow money without a bank and is it about $ 200, so that you can pay for your groceries in the coming weeks? In particular, if one of the household appliances fails or an account suddenly pops up on the mat, there is a chance that you will need some extra money. In that case you can borrow money without a bank, to avoid having to take out an official credit for it. Do you already have other loans or even a backlog? You can then borrow money without a bank, but think carefully about how you want to repay the money.
Think about repayment
Think carefully about the repayment when borrowing money without a bank, since there is no protection from the BKR or the bank. Instead, you are solely responsible for the loan and you must ensure that there is sufficient available at the time of repayment. Will you receive your salary within a few weeks? You can then borrow money without a bank, provided you use the salary to repay the borrowed money on time and continue debt-free. It is also possible to buy off a loan.
Are you blacklisted?
In the past, have you borrowed money from the bank once and never repaid it (in full)? Then it may be that you are blacklisted. All Dutch banks have access to the so-called black list. Based on this, an assessment will be made as to whether you are eligible for a loan. Borrowing money from the bank while you are blacklisted is almost impossible. The blacklist is not the same as the data known to the credit registration agency (BKR). Ask your bank for inspection if you want to know more about what is registered in your name.
Borrow money quickly without a bank
You can borrow money very quickly without a bank, since the money can be in your account within a few hours. Make sure you have information regarding your income and personal situation to keep the lender well informed. You thereby ensure that you can let everything go as quickly as possible, without being delayed. Borrowing the money without a bank can then be arranged within a few hours, so that you have the money at your disposal that you were looking for.